Although even 1/4, 1/2 to 3/4 % can mean tens of thousands of dollars more interest. When you renew or refinance with the same lender(on your own, without a broker), you are likely not getting the best rate. As a matter of fact, we can also guarantee it, because most lenders(banks and non banks alike) generally do not offer existing clients as good a rate as they do, new clients. This is true even if you pay the full penalty.

What a travesty, over 80% of Canadians blindly renew/refinance with the same lender, without asking any questions, throwing their money down the drain.

Tracy and I always get every client the absolute best rate, the first time, every time. We are like the TV guy from Ing who consistently gives a message. “we save you money” Well folks, he’s working for the bank isn’t he. WE WILL SAVE YOU MORE MONEY? We work exclusively for you and are committed to finding you the lowest rate, guaranteed. Question. Why do the banks not post/advertise their best rates like we do. We are transparent, whereas the banks are not. Check out our rates atwww.rontracy.ca

There are many ways we save you money, not to menion, provding you with invaluable, unbiased advice and superior service and convenience, with mortgage products that will save you even more.

DID YOU KNOW:First time home buyers and the uniformed are easy ‘prey’ of the banks because they lack both knowledge and experience. Choose us first and you will be in the best of hands. We care, we educate and we deliver. CURRENT 5 YEAR FIXED BANK RATE is 5.79% as compared to our best 5 year fixed rate of3.79% WOW