…You may still end up getting a ‘NO’.  Some things never change. People continue to come to us after they get declined. It’s the same old story. Initially they are told ‘No Problem’ only to end up disappointed. Why does this happen so often? Because a ‘verbal’ bank approval is just that, verbal.  It has no ‘teeth’. Unfortunately no credit or employment/income check is done, initially. The customer then proceeds perhaps to purchase a home and put their home up for sale, or advise creditors they will be paid out, or make arrangements to do a major renovation etc. And often they have committed to other parties only to end up embarrassed that they cannot go ahead.

Folks, for almost 9 years now, we have chronicled a multitude of our new client’s experiences at their bank.  Our business has grown based on ‘Referrals’ from satisfied clients, many of whom have become friends. They know we care about them, and they learn that our ‘Word’ is our ‘Bond’.

When we tell you, that you are approved, we guarantee it. Our clients realize that we have many more lenders, mortgage products and solutions than the banks. So when they refer a son or daughter, a friend or neighbour, they tell them to come to us first.

We do not offer ‘Posted’ rates as the banks do, to give you a big discount, only to end up actually not giving you the lowest rate (to make more profit) that they hope you will be satisfied with. We offer you the best rate from the ‘Get Go’.

We also protect you in so many ways.  We make sure that we put you in a mortgage product that is both suitable for your needs and flexible as well, meaning you can get out of it if necessary with the smallest penalty possible. Did you know that the main reason the banks use ‘Posted’ rates? So they can charge you a maximum penalty based on the difference between ‘Posted’ and your discounted rate. Our ‘non-bank’ lenders only charge the difference between the discounted rate you received and the current discounted rate at the time of change, for the balance of term.

In addition, if you get a bank mortgage today, it is likely a ‘Collateral’ mortgage which as we have said before, leaves you with very limited options (to put it mildly) in future.

So ask yourself this question. Why would I go to the bank first before I come to you? When you do a mortgage through us, you lose no banking privileges. They are still happy to maintain your bank accounts, credit card accounts etc. When people ask us why they should try our services, we simply say ‘Why Wouldn’t You’ and of course we go on to give many examples. This is not arrogance. It is confidence, and it is the truth. There are many many more advantages and benefits if obtaining a mortgage from ‘The Price Team’.

For your next mortgage needs, please call us first. You’ll be so glad you did.