I was asked this question last week by a caller who was not altogether happy with his bank mortgage experience, so he decided to call us.

When my dad is asked the same question he asks back ‘Would you like the thirty second version or the thirty minute one?’

If they opt for the longer version he can give them up to one hundred reasons and when he is finished, they usually thank him and say something like ‘I wish I had known this before.’

My response was ‘Well think of it like you think of the political party you have been aligned with your whole life because your parents ingrained this in you. Year after year you probably vote for the same party without investigating the issues in depth.’

Many Canadians follow the same path when it comes to getting a mortgage, often until they get upset with the banks’ service, response time and ultimate offer.

Say NO to Banks