Amanda and Jerry wanted to buy their first home. They had been turned down at the bank and told their credit score was not acceptable without any further explanation. They came to us to see if we could help.

We went over their credit report with them in detail and discovered that there was a delinquent item that was not even theirs. We advised them how to get it fixed, which took a few months. Apparently the bank prior to looking at their credit told them they could afford a $350,000 property with 5% down. They were thrilled when we told them they could easily qualify and afford a $400,00 home, actually $450,000  but suggested they buy at the lower end.

We also showed them how our full service 'One Stop Shop' home buying service package worked along with a complete explanation of the entire home buying process. When they realized that they were going to save a lot of money and that we would arrange and coordinate everything for from start to finish, they jumped at it. 

Ironically enough after they bought and the bank found out they were working with a mortgage broker, the bank asked them to come back and offered them a rate of 3.04 per cent 5 year fixed We had already got them a 2.89 per cent fixed and a 2.40 per cent variable and gave them a choice. They also saved over $750 in closing costs with no legal fees through us. 

They told us they told the bank to basically go take a hike as our service and solution was vastly superior. We also explained the stable interest rate forecast and showed them how they could pay down the mortgage faster by going variable but making the equivalent fixed rate payments. They loved the idea. In addition we showed them how much higher any potential fixed rate mortgage penalty would be versus variable and we assured them they can lock in at our guaranteed lowest rate at any time, a Win/Win. The banks do not offer such a guarantee.

We later followed up with them to see how their move went and asked how they enjoyed our service. Amanda said "Everything went so smoothly. It was a dream experience for us.” They couldn’t us enough and told us they will highly recommend us."

We love helping first time buyers. In fact we love helping all home buyers realize the dream of ownership.

If you are thinking of buying or selling, please contact us first to see what we can do for you.      Check us out at PriceTeamMortgages.ca and our HomeHubCanada.ca solution today.

All 2014 clients qualify win a Free HHC service to be won on Dec 15th. *Certain conditions apply.