Yes, you can buy a cottage!

Most people do not realize how easy it is to purchase a waterfront property in Ontario.  There is so much variety in Ontario and really across Canada.   I grew up with a cottage on a lake near Parry Sound.  Every weekend, my parents would load us 5 kids into our station wagon and make the 3-hour drive to the cottage.    Cottage life is so great for children.  Baiting your first fish, with the worm squiggling, feeding the chipmunks peanuts, jumping off cliffs and of course board games.   So many great memories of canoeing, paddle boating and we had a big party pontoon boat we cruised around on at sunset.  As I became a parent, the cottage became the only vacation I could afford for my four children.  Again, a time to slow down life and experience the outdoors. They had so much good fun there.  My children are grown and thankfully my parents who are now in their 80ies still have the cottage.  The newest generation, my grandchildren are now experiencing cottage life.

We have helped many clients achieve the dream of owning their own cottage.  It only takes a down payment of 5% if it is a four-season property.  Some of our clients are purchasing up north or some even out east in Nova Scotia.    Usually with a little restructuring of the current mortgage we can find the funds or lower the payments on the current mortgage to make room for people to easily pay for both properties.   If you want to own a cottage, we will find a way to help you. Come in and discuss your options.

Right now, Ron and I are looking for a cottage, well it’s mostly me because it provides such great times for family.   So, we will see who wins.  I will let you know.