READY TO BUY A HOME? HOW IS YOUR CREDIT? WE CAN HELP!

Purchasing a home can be a very daunting experience.  For many it feels like going back to school to educate yourself on the whole picture. Did you know your credit score has a major impact on your ability to purchase a home, and a weak beacon score can be detrimental to your future borrowings? That’s where Price Team Mortgages can help you by changing the way you handle your credit.  Do you know what affects your credit score and how to fix it? When was the last time you checked your credit score? This is where we can help, we have educated many clients on how to improve their score.

Here is a direct response from someone who approached us on our Price Team Mortgages Facebook page, as she was looking for some help with her credit. This is a great example of a client who was educating herself on a purchasing a home in an ever-changing market.

First Time Home Buyer- Age 25 – Female. Poor credit score, and lack of tradelines.

“It’s a shame they don’t teach this stuff when it counts back in high school even!! I didn’t have a clue and when I was 18 I got my hands on two credit cards and just spent frivolously while living at home with my parents. I’ve turned my position around, paid them all off and have learned the real value of money and responsibility. I’m ready to try again. You’ve really given me some helpful tips and much needed insight!”

It’s extremely important to educate yourself on your full financial picture and your credit score is the first place to look. Most feel ashamed going into their bank for help. STOP. We can help you, there’s no need to go somewhere that makes you feel intimidated or worthless. We will empower you and help carve out a strategy to get you on track and ready to purchase a home. We truly care about our clients and their future. We always do what’s right for you.

Let’s change lives together. Price Team Mortgages, now open in Guelph at 1467 Gordon St, Suite 204. Come by and say Hi!