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Posted by: Tracy Luciani Price
So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where I come in! To help make this process as smooth as possible, here are a few tips about what to know before you sell your home: Improve Your Curb […]
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If you are in the market for a home or a new car, you are probably very familiar with your credit score. Lenders are one of the primary users of credit scores and it can have a huge impact on whether you get approved for a loan and just how much interest it is going […]
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When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. This article will inform you about what to know about porting your mortgage. Porting your mortgage is an option within your mortgage agreement, which enables you to move to […]
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CHIP reverse mortgages are now becoming a more mainstream financial solution for Canadians 55+ ; they are being used by thousands of Canadians for a variety of reasons. Homeowners 55+ are unlocking their home equity for tax-free funds that don’t have to be re-paid until they decide to sell their home. Consider your own financial […]
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Despite the effects of the current onslaught from inflation and ever-increasing prices, the basic concept of budgeting hasn’t changed. Dividing up your money into little piles for the various things you need (and want) doesn’t seem like such a difficult process, so why is sinking your household budget so hard to put into practice? The […]
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Getting a mortgage after bankruptcy can be tricky. If you have had to declare bankruptcy, you may be wondering what is next. Bankruptcy is not a financial death sentence. In fact, there are a few things you can do after declaring bankruptcy to help reset your financial status and get a mortgage in the future. […]
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Once again, the Canadian Mortgage and Housing Corporation (CMHC) is tightening the criteria to get a mortgage with less than a 20% down payment. Any potential home buyer with less than a 20% down payment must purchase default insurance on their loan and have a minimum down payment of 5%. CMHC is a federal Crown Corporation […]
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There was good news today on the housing front. Home sales surged by a record 56.9% in May from April’s unprecedented collapse. Data released this morning from the Canadian Real Estate Association (CREA) showed national home sales recovered roughly one-third of the COVID-induced loss between February and April (see chart below). On a year-over-year (y-o-y) […]
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The pandemic shutdown has put every sector of the economy into a medically induced coma, so, of course, the housing sector is no exception. Data released this morning from the Canadian Real Estate Association (CREA) showed national home sales fell a record 56.8% in April, compared to an already depressed March, in the first full […]
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At this very important, crucial and confusing time for us humans in the modern post-industrial world, now a digital/information global economy which is in BIG trouble, our duty as spouses, parents, and friends is to make sure that our financial health is protected. None of us know where COVID – 19 will leave us. Just […]
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